With the recent clamor to lay bare the true cost of "Medicare for all" were it to become a reality, I am compelled to throw out some hard facts of what Medicare costs a recipient right now, what it covers, what it does not cover and some quirky things that have had not a word of discussion.

Let me give you my background: I am a practicing dentist who receives Medicare supplement and advantage plan payments from insurance companies. I am a consumer and a Medicare recipient, along with my wife. I also served on the board of a health insurance company for over 20 years and was chairman of the company for three years. I also was chair of the company's compliance committee. That's three distinct perspectives all dealing with Medicare: a payer, a payee and a consumer who pays the exact same as everybody else.